Live Comfortably with
Reverse Mortgage Financing

Reverse Mortgage CA helps seniors get the peace of mind they deserve by offering customized reverse mortgages. We provide a safe, reliable, and secure way to convert equity into a stream of monthly income.

Reverse Mortgage Refinancing

You Deserve a Better Retirement

Reverse Mortgage Refinancing is a type of home equity conversion mortgage where you take out a new loan on your home to pay off an existing mortgage with a higher rate. Reverse Mortgages are a great way to leverage your home equity to help finance retirement.

A reverse mortgage may be the right choice for you if you are nearing retirement or are already retired and want more time to enjoy the finer things in life. No one knows your home better than you do. Reverse Mortgage Refinancing unlocks the equity in your property, so you can spend less on monthly loan repayments and live more comfortably, knowing that your property is working for you.

What is a Reverse Mortgage?

A reverse mortgage is a type of home equity conversion mortgage (HECM) that allows homeowners to receive an income without having to pay back a loan or continue to make monthly payments on the loan.

A reverse mortgage is a special type of loan from a financial institution that allows seniors to borrow against the equity in their home without having to sell it. The loan pays a monthly income to the borrower until they pass away or move out, at which point the house is sold and the proceeds are used to repay the loan.

How Does a Reverse Mortgage Work?

Seniors age 62 or older, as well as those who are permanently and totally disabled, can qualify for a reverse mortgage - Homeowners age 62 or older must meet certain eligibility qualifications such as income and credit score requirements. In order to qualify for a reverse mortgage, seniors would need to have equity in their home - contact one of our agents if you're not sure if you have enough equity in your home.

Reverse Mortgage Refinancing is a smart way to get more out of your home. You can even get cash out of it while you're still living in it!

Let Us Help You Through The Process

Home Equity Conversion Mortgage (HECM) loans are a crucial part of the retirement services industry. If you are looking for a reverse mortgage, you should know whether it is a good one or not. You need to find out what your monthly repayments will be and how much money you will have to pay back in total. Reverse Mortgage CA will help you understand everything there is to know about HECM. You can give us a call or submit a form. We are waiting to hear from you!

Why Choose a HECM?

The HECM program is one of the most popular types of reverse mortgages available to homeowners today. It provides many benefits for seniors and their families, which include:

  • Comfort
  • Convenience
  • Peace of mind
  • Flexibility

Get Started Today with Reverse Mortgage Refinancing

A reverse mortgage allows an elderly person to borrow against the equity in their home. Homeowners age 62 or older, as well as those who are permanently and totally disabled, can qualify for a reverse mortgage. Reverse Mortgage CA offers different reverse mortgage refinancing options that can help you enjoy your retirement.

Submit a Form to Request a Free Reverse Mortgage Refinancing Quote


At Reverse Mortgage CA we can help you turn your home's equity into cash to help you achieve your financial goals. 

Contact Reverse Mortgage CA to explore your reverse refinancing options. 

Request a free quote from our licensed and qualified reverse mortgage lenders.

Connect with a knowledgeable and professional lender from your own home.

Start Living your Retirement, Today!

Find out how Reverse Mortgage CA can help you use your home's equity to achieve your financial goals. 

Receive a FREE online quote for Reverse Mortgage Refinancing by our professional lenders. 

Meet with a licensed lender to discuss your options for reverse mortgage refinancing on your home. 


Depending on your financial situation and your home's equity we have different benefits for everyone. 

Traditional Reverse Mortgage
Loan Amounts Up To $822,375

✔ Eliminate Mortgage Payments for the rest of your life

✔ Use your funds to improve your financial goals.

Leave your home to next of kin, and not the bank.

✔ Give yourself some well-deserved peace of mind.

✔ No pre-payment penalties. 

Jumbo Reverse Mortgage
Loan Amounts Up To $4,000,000

✔ Maintain ownership and spouse protection.

✔ Flex program payments offered. 

✔ Choose which rates work for you!

✔ Never deal with mortgage insurance again.

Reverse Mortgage

You have 3 main options for receiving your money from a reverse mortgage:

1. Lump sum: it has a fixed interest rate, and you can withdraw all the funds at once. The amount available may be lower than other payment options. You will have to pay interest and fees on the entire loan amount at once at closing.

2. Monthly payout: the interest rate can be adjusted. It has a lower cost than a lump sum because you will pay interest and fees only on the money you have drawn until then.

3. Line of credit: it also offers an adjustable interest rate, and you will pay interest and fees on the money you use. This makes the cost lower than a lump sum option. This payment option can be combined with a monthly payout.

Reverse Mortgage Company

Our reverse mortgage company will help you convert your home equity into cash. We have years of experience in this field, so we understand that the mortgage process can seem complicated to understand. Also, it may not be suitable for all people, so we will explain everything in simple terms and let you know if this is a good option for you or not.


I first heard about Reverse Mortgage CA through a friend of a friend and I was skeptical at first. I had never even considered a reverse mortgage before and didn't know much about it. But, after talking to Dylan from Reverse Mortgage CA, we decided to go for it. He helped us get a reverse mortgage that was right for us so we could use our home’s equity to make much-needed repairs and expenses. Thank you so much for all of the assistance, we are very grateful.

Jeff Travener

My husband and I would never have been able to retire without Reverse Mortgage CA stepping in with their reverse mortgage refinancing offer. We are both well on our way to a new life now that we are finally on the other side of the working world. We are finally on our honeymoon after 35 years, thanks to Reverse Mortgage CA! You guys changed our life and we cannot share our gratitude enough. We highly recommend this company! Thank you.

Mary Brines

Reverse Mortgage CA helped us with a reverse mortgage and we couldn't be more grateful to them. We were stuck in a terrible situation with our old home's mortgage and Reverse Mortgage CA made it so much better for us. They were so understanding and worked with us throughout the process, without pressuring us or making the situation worse than it already was. We don't know what we would've done without their help. You've changed our lives. Thank you kindly.

Chuck O'Neil

Reverse Mortgage Financing in California

A reverse mortgage is a loan that allows homeowners over the age of 62 to be able to convert a portion of their home equity into monthly payments or cash. Reverse mortgages can be extremely appealing to individuals who may need or want to supplement retirement funds. The reverse mortgage loan balance is not due until the borrower moves out of the home, fails to pay taxes or insurance, neglects to maintain the home, or passes away. If the borrower passes, a spouse, next of kin, executor or estate may be responsible to repay the remaining balance of the loan. Borrowers are not required to continue to make monthly payments to their mortgage but may choose to do so if they would like to prevent it from accruing heavily. There are 3 different kinds of reverse mortgages: proprietary reverse mortgages, home equity conversion mortgages, and single-purpose reverse mortgages. 

Why Get a Reverse Mortgage in California?

The goal of Reverse Mortgage in California is to provide seniors with the opportunity of a lifetime - freedom from financial worries, comfort in their own home, and peace of mind knowing that they have taken care of themselves and have provided for future generations. We provide personalized service and free consultations to help you make an informed decision about your retirement plan.


Read some of our most frequently asked questions regarding reverse mortgage refinancing.

What is the age requirement to apply?

In order to apply for reverse mortgage refinancing, you must be at least 62 years of age by or at the time of the application process. 

What is the difference between reverse refinancing and refinancing? 

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What Low-Interest Rates Mean for Reverse Mortgage Borrowers

Reverse mortgages allow senior homeowners to access the equity in their homes and convert it into cash. The loan amount is based on the borrower’s age, home value, and interest rates. With the current low-interest rates, reverse mortgages have become more affordable, making them an attractive option for seniors looking to supplement their retirement income. … Read more

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How Seniors Can Access Cash and Enjoy Retirement with Peace of Mind

Reverse mortgages, unlike traditional mortgages, do not require monthly payments; the loan is repaid when the borrower sells or abandons the property instead. However, a reverse mortgage can be a great financial tool for seniors. Here are some of the ways you can benefit from this opportunity.Additions to SalaryAccessing the equity in one’s home without … Read more

Reverse Mortgage CA

When it comes to reverse mortgages, you have to be careful choosing the lender. There is always someone trying to take advantage of other people, so do your research carefully. You can contact Reverse Mortgage CA via email or phone call. Our staff will be more than happy to answer any questions you may have and walk you through the process. Contact us and let us help with this new adventure!

Get a Started With Reverse Mortgage Company